Flood Insurance

Why Flood Insurance?

The levees along the Feather and Sacramento Rivers are the Yuba City Basin’s first line of defense against flooding. Levees provide a specific level of flood protection, but no levee system provides full protection from all flooding. There will always be some flood risk.

Federal law – carried out by FEMA’s National Flood Insurance Program (NFIP) – requires flood insurance for those who carry a federally-insured mortgage on property located in a Special Flood Hazard Area (also called a high risk flood zone). Many private lenders also require flood insurance.

Whether your property is located in a high or moderate risk flood zone, the Sutter Butte Flood Control Agency, the U.S. Army Corps of Engineers and the State Department of Water Resources all strongly recommend that property owners carry flood insurance.


Related links:

For more information on flood insurance, please visit:

Facts of Floodplains – 08.11.2015
Sutter County Website: Flood Protection Page

Yuba City Website: Flood Protection Page
Butte County Website: FEMA Flood Insurance Rate Maps Page
FEMA’s National Flood Insurance Program